Frequently Asked Questions

Everything you need to know about leasing with A/I/M

What types of assets can I lease through A/I/M?

We offer leasing solutions for a wide range of assets including:

  • Automotive vehicles (passenger cars, commercial fleets, specialized municipal vehicles)
  • Aircraft (general aviation, business jets, helicopters)
  • Medical technology (diagnostic equipment, imaging systems, hospital infrastructure)
  • IT hardware and software (servers, workstations, cloud solutions)
  • Machinery and industrial plants (production equipment, technical installations)

If you have a specific asset in mind, please contact us to discuss your needs.

How does the leasing process work?

The leasing process typically follows these steps:

  1. Initial Consultation: We discuss your needs, asset requirements, and budget.
  2. Proposal: We prepare a customized leasing structure tailored to your situation.
  3. Approval: We conduct due diligence and process the application.
  4. Contract: You review and sign the leasing agreement.
  5. Funding: We finance the asset and coordinate with suppliers.
  6. Management: We support you throughout the contract term.
How long does the approval process take?

The approval timeline depends on the complexity and value of the asset. Simple applications for standard assets can be processed within 24 to 48 hours. More complex transactions involving specialized equipment or larger values may take up to one week. Our team works diligently to process applications as quickly as possible while maintaining thorough due diligence standards.

What documents do I need to apply for leasing?

For business clients, we typically require:

  • Company registration documents
  • Recent financial statements (last 2-3 years)
  • Business plan or purpose of the leased asset
  • Proof of identity for authorized signatories

For private individuals, we require proof of identity, proof of income, and credit history information. Specific requirements may vary based on the asset and lease value.

What is the difference between corporate and private leasing?

Corporate Leasing is designed for businesses and organizations. Benefits include potential tax advantages (lease payments may be deductible as operating expenses), VAT optimization, flexible contract terms, and balance sheet management (operating leases keep assets off the balance sheet).

Private Leasing is aimed at individuals. It offers fixed monthly payments, defined contract periods (typically 24-60 months), and the ability to drive or use assets that might otherwise be out of reach financially.

Are you tied to any specific banks or manufacturers?

No. At A/I/M Leasing + Finance, we are completely independent and neutral. We are not bound to any manufacturer or bank. This independence allows us to:

  • Source the best possible leasing terms for our clients
  • Provide unbiased advice across all asset types
  • Negotiate competitive rates from multiple funding sources
  • Offer truly customized solutions without constraints
Can I lease equipment for my municipal organization?

Yes, absolutely. We work extensively with municipal and public sector organizations. Our municipal clients include city cleaning services, winter maintenance operations, public transport providers, and facility management departments. We understand the specific budgeting and procurement requirements of the public sector and structure our leases accordingly.

What happens at the end of a leasing contract?

At the end of your leasing contract, you typically have several options:

  • Return: Return the asset to us with no further obligation.
  • Purchase: Buy the asset at its predetermined residual value.
  • Extend: Extend the lease for an additional period, often at reduced monthly payments.
  • Upgrade: Trade in the asset for a newer model and start a new lease.

We will contact you well before your contract ends to discuss the best option for your situation.

Can I terminate my lease early?

Early termination is possible but may involve certain fees depending on the terms of your contract. We recommend discussing your options with our team if you are considering early termination. In some cases, we can facilitate a transfer of the lease to another party or restructure the agreement to better suit your changed circumstances.

Do you offer maintenance packages with your leases?

Yes, for many asset types, we can include maintenance and service packages as part of your leasing agreement. This is particularly common for automotive fleets, IT equipment, and medical devices where ongoing maintenance is essential. These packages can be structured to include regular servicing, repairs, and sometimes insurance, providing predictable all-inclusive monthly costs.